I know that money must be backed by something valuable and tangible.

I know that gold is valuable, but I also know that without humans there is no value of gold.

I know that an essential human is the one who contributes, discovers, experiences, learns and applies.

I know that a functional human is one who values and profits from knowledge.

Because of this, I believe that we are as valuable as gold and so essential to our business that its reason for existence makes us all functional humans.

 

THE VALUE OF HEALTH

 

Think of HEALTH as a FOREX within a mixed (centralized and decentralized) economic system. Health would be a virtual monetary value (non-tangible), which we will call UBe (for its acronym for Universal Basic Employment) represented by the currency symbol “U” over a line, and to obtain its profits, impact investment with private capital is necessary with the objective of covering the basic human needs of a specific group of people, only through universal basic employment.

 

In basic economics and applying sustainable economic logistics, we will use as an example the business model of a Commercial Bank and the background of how an intangible such as Cryptocurrencies is valued to generate the value of health (UBe).

 

In the case of the Commercial Bank, it has the ability to lend the money granted by the Central Bank and generate profits by charging interest, and at the same time, creates Bank Money (virtual money) that is literally generated out of nothing. In the case of the UBe, it would be like creating a “Commercial Bank” with Bank Money that already exists; investing as if it were a loan and generating fixed returns as if they were interest; Both infrastructure and sustainable citizens would be the assets that support the value of health (UBe).

 

In the case of cryptocurrencies, they create their value through speculation; however, you must first invest in infrastructure to mine a cryptocurrency. In the case of UBe, impact investing in infrastructure would be like mining a person, setting a fixed return based on data rather than speculation..

 

The integration of the UBe into the economy, UBe income and profits are a moderate monthly amount that does not put the markets at risk or generate inflation. It is established based on the costs of operation and maintenance of the current markets, adapting in real time to the variations they may have. This means that, when a price or cost rises, so does the UBe, since it does not depend on offer and demand, but of what is already guaranteed for the coverage of basic human needs. In this way we shield the value of health against financial, geopolitical, sanitary and environmental crises. The UBe is a constant and sustainable economic income for the world that exists and coexists with any currency in the world.

 

The value of health (UBe) is made available to the sustainable citizen directly through our UBeApp, and through the consumption and use of our business model, profits are collected punctually month after month and without intermediaries. The value of health (UBe), is the trust that we have as sustainable citizens to exchange it for the coverage of their basic needs, only through universal basic employment.

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HOW IS THE VALUE OF HEALTH GENERATED?

 

Currently, the minimum return on investment through rent in the housing real estate market is 10% per year for 10 years, vulnerable to crises of any kind and a profit depending on the added value or capital gain. In our business model, the annual return is 15% for 50 years, with built-in added value and shielded against the aforementioned crises.

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HOW MUCH IS HEALTH WORTH?

 

One UBe (U 1.00) has the same regional value as $1.00 from the Central Bank (in this case MXN from the Central Bank of Mexico). The profit margin generated by an UBe is 15% per year on investment in infrastructure, maintenance and operation costs. The more backing per person the UBe acquires, the stronger its economic foundation will be, so the $1.00 value of Central Currency will eventually use the UBe as a benchmark to secure world markets.

 

HOW UBes WORK

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The UBe is divided into three types, GREEN, BLUE and RED.

 

As a sustainable citizen, income in UBes from universal basic employment, that is, GREEN and BLUE UBes, CANNOT BE SAVED, ACCUMULATED, OR LENDED, and it can only be SPENDED on products or services based on circular economy. At the end of the month, only what was spent is added so that it is always the same amount, no more, no less. The first thing is to learn to be managed.

 

The GREEN UBe pays for basic human needs. The BLUE UBe pays for basic social needs. When a sustainable citizen makes a payment to a supplier with GREEN or BLUE UBes, these become RED UBes. The RED UBes are the representation of the Central-Currency, that is, any person who receives GREEN or BLUE UBes as a payment, they become Central-Currency and those UBes can be lent, saved or accumulated.